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The Federal Reserve r to Said it will keep short-term benchmark STI Interest rate "and exceptionall low"-near-zero for a long time Despit Signs of Economic Recovery. As we've p r eviousl and Adviser, the Fed Historically've Waited for the Unemployment Rate to fall Before it has started to raise short-term Interest Rates. After the last four Economic downturns, 1974-75, 1981-82, 1990-91 and 2001-03, the Fed Waited anywhere from six to 20 months after the peak in the Unemployment Rate. Since the Unemployment Rate, 9.8 Percent Currently, Possibly hasn't topped out yet, this Should Mean That the Fed Will not Act Until around mid-2010 at the Earliest. A possible r eason to Tighten That Would Be Evidence Beforeof rising inflation. Yet the Fed said it expects inflation to remain subdued for some time because of slack in the econom y . High unemployment, low factory-capacity utilization, subdued lending activity and other factors could continue to dampen inflation even as the economic recovery moves toward firmer ground.\n\nOve r all, the econom y shows many signs of inching ahead, including improved consumer spending and housing activity. But other trends are merely \